Title insurance is protection against
loss from problems connected to the title to your
property.
Before you purchased your home, it may have gone through several ownership changes, and the land on which it stands may have go through it's own separate changes. There may be a weak link at any point in that chain that could emerge to cause trouble. For example, someone along the way may have forged a signature in transferring title. Or there may be unpaid real estate taxes or other liens. Title insurance covers the insured party for any claims and legal fees that arise out of such problems.
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